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PAN is Mandatory for PLI/RPLI Policies

PAN is Mandatory for PLI/RPLI policies when the aggregated quoted premium amount is exceeded Rs.50,000 for New Customer and Rs.2,50,000/- for existing customer in Post Office

F.No.29-24/2020-LI Ministry of Communications

Department of Posts

(Directorate of Postal Life Insurance).

 

Chanakyapuri P.O. Complex

New Delhi-110021

Dated: 31st August 2021

OFFICE MEMORANDUM

 

Sub: Requirement of Permanent Account Number (PAN) in PLI/RPLI Policies.

 

This is regarding requirement of Permanent Account Number (PAN) in PLI/RPLI Policies. As per the instructions of Income Tax Department, PAN shall be compulsorily quoted on payment of an amount aggregating to more than 250,000/-( Fifty Thousand Only) in a financial year as life insurance premium to an insurer.

2. Though requirement of PAN may not be necessitated in all PLI/RPLI proposals/ premium collections. However, considering the above guidelines, PAN may now compulsorily be obtained in the following cases; -

 

3-

a. New PLI/RPLI proposals where aggregate premium is exceeding 50,000/- (Rupees Fifty Thousand) in a financial year.

 

b. Existing PLI/RPLI policies, where premium exceeds or is likely to exceed 250,000/-in a financial year.

This information may be widely disseminated among CPCs, Counter Staffs and Sales forces.

 

This issues with the approval of competent authority.

 

Copy to:-

  1. All Head of Circles/Addl. DG APS
  2. Director, RAKNPA, Ghaziabad/CGM (CEPT)
  3. All Director, PTCs/Director, PLI, Kolkata

 

(Hariom Sharma) Deputy Divisional Manager-I

 

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