Ayushman Bharat health insurance for senior citizens above 70 years: How to apply for Ayushman Bharat card

 Ayushman Bharat health insurance for senior citizens above 70 years: How to apply for Ayushman Bharat card

Ayushman Bharat card

Ayushman Bharat advantages would be available to all senior citizens who are 70 years of age or older, regardless of their socioeconomic status, as the government has approved health insurance coverage under the flagship initiative Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).

Ayushman Bharat: Who are already covered under the scheme

The senior citizens of the age 70 years and above belonging to families already covered under AB PM-JAY will get an additional top-up cover up to Rs 5 lakh per year for themselves (which they do not have to share with the other members of the family who are below the age of 70 years).

Up to Rs. 5 lakh in additional top-up insurance coverage would be provided to PMJAY annually. Senior citizens' supplementary insurance will be distinct from and will not be combined with other family members' coverage.

Under AB PM-JAY, a new, unique card would be given to the senior citizens who qualify.

Benefits under scheme

1) Medical examination, treatment and consultation
2) Pre-hospitalization
3) Medicine and medical consumables
4) Non-intensive and intensive care services
5) Diagnostic and laboratory investigations
6) Medical implantation services (where necessary)
7) Accommodation benefits
8) Food services
9) Complications arising during treatment
10) Post-hospitalization follow-up care up to 15 days

Key New Developments

1) New Distinct Card: Eligible senior citizens aged 70 and above will receive a new, distinct card under the AB PM-JAY scheme
2) Top-Up Coverage: Senior citizens within families already covered by AB PM-JAY will receive an additional top-up cover of up to Rs 5 lakh per year. This top-up will be for them, and they will not have to share it with other family members under the age of 70.
3) Family Coverage: Senior citizens who are not part of an existing AB PM-JAY family coverage will be provided with a cover of up to Rs 5 lakh per year on a family basis
4) Choice of Schemes: Senior citizens who are already benefiting from other public health insurance schemes like the Central Government Health Scheme (CGHS), Ex Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF) have the option to either continue with their current scheme or opt for AB PM-JAY

5) Eligibility with Private Insurance: Senior citizens who are covered by private health insurance policies or the Employees' State Insurance scheme are also eligible to benefit from AB PM-JAY

How to apply

Visit PMJAY website, click on AM I eligible tab. Verify your mobile number by entering OTP. Select state and scheme. If you get details of your family and eligibility.
Step 1 : The applicant shall open https://ayushmanup.in/ tab and click on '# Register Yourself on SETU
Step 2 : The link will be landing the user on NHA'aSetu porta
Step-3:Applicant will register himself button. Step - 4: Applicant will register himself by filling all the mandatory tabs and then clicking on Submit by filling all the mandatory tabs and then clicking on Submit
Step 4: Upon successful registration, Applicant will now do their KYC and wait for the Approval. Once card is ready/approved by competent authority , Beneficiary can download the card
Step- 5:Click on 'Download Ayushman Card'
Step 6: Select the state and enter your Aadhar card enter your Aadhar card number and verify with OTP
Step 7: Click on the download button.